Median home value in zip code 19012 (Cheltenham, PA) is $384K, down 0.1% year over year. Part of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro →

Home Value$384,422

YoY Change

-0.1%

AFFORDABILITY

Enter your income for 19012 (Cheltenham).

Income (annual)

Down Payment

$76,884 on $384,422

Out of reach — 39.9% of income

Need $106,971/yr to afford.

PITI$2,496

P/I39.9%

Afford$270K

Gap-$115K

P&I $1,944Tax $436Ins $117

6.50% 30yr, 20% down, county tax + PA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

19012 is part of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Philadelphia-Camden-Wilmington, PA-NJ-DE-MD analysis

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