Median home value in zip code 19081 (Swarthmore, PA) is $467K, up 3.6% year over year. Part of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro →

Home Value$466,784

YoY Change

+3.6%

AFFORDABILITY

Enter your income for 19081 (Swarthmore).

Income (annual)

Down Payment

$93,357 on $466,784

Out of reach — 48.1% of income

Need $128,829/yr to afford.

PITI$3,006

P/I48.1%

Afford$272K

Gap-$195K

P&I $2,360Tax $529Ins $117

6.50% 30yr, 20% down, county tax + PA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

19081 is part of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Philadelphia-Camden-Wilmington, PA-NJ-DE-MD analysis

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