Median home value in zip code 19530 (Kutztown, PA) is $345,838, up 2.4% year over year. Part of the Reading, PA metropolitan area.

Home Value$345,838

YoY Change

+2.4%

Prices rising — worse for buyers.

Affordability

Enter your income for 19530 (Kutztown).

Income (annual)

Down Payment

$69,168 on $345,838

Example: $75,000 household income. Change it above to see your own.

Out of reach37.1% of income

Need $99,471/yr to afford.

PITI$2,321

P/I37.1%

Afford$261K

Gap-$85K

P&I $1,749Tax $455Ins $117

6.50% 30yr, 20% down, county tax + PA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

19530 is part of the Reading, PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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