Median home value in zip code 19539 (Mertztown, PA) is $342,250, up 3.0% year over year. Part of the Reading, PA metropolitan area.

Home Value$342,250

YoY Change

+3.0%

Prices rising — worse for buyers.

Affordability

Enter your income for 19539 (Mertztown).

Income (annual)

Down Payment

$68,450 on $342,250

Example: $75,000 household income. Change it above to see your own.

Out of reach36.8% of income

Need $98,486/yr to afford.

PITI$2,298

P/I36.8%

Afford$261K

Gap-$82K

P&I $1,731Tax $451Ins $117

6.50% 30yr, 20% down, county tax + PA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

19539 is part of the Reading, PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Reading, PA analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.