Median home value in zip code 19609 (Reading, PA) is $281,919, up 2.3% year over year. Part of the Reading, PA metropolitan area.

Home Value$281,919

YoY Change

+2.3%

Prices rising — worse for buyers.

Affordability

Enter your income for 19609 (Reading).

Income (annual)

Down Payment

$56,384 on $281,919

Example: $75,000 household income. Change it above to see your own.

Stretch30.6% of income

Above 28% but manageable with cuts.

PITI$1,913

P/I30.6%

Afford$258K

Gap-$24K

P&I $1,426Tax $371Ins $117

6.50% 30yr, 20% down, county tax + PA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

19609 is part of the Reading, PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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