Median home value in zip code 19938 (Clayton, DE) is $415,507, up 2.8% year over year. Part of the Dover, DE metropolitan area.

Home Value$415,507

YoY Change

+2.8%

Prices rising — worse for buyers.

Affordability

Enter your income for 19938 (Clayton).

Income (annual)

Down Payment

$83,101 on $415,507

Example: $75,000 household income. Change it above to see your own.

Out of reach38.4% of income

Need $102,771/yr to afford.

PITI$2,398

P/I38.4%

Afford$303K

Gap-$112K

P&I $2,101Tax $197Ins $100

6.50% 30yr, 20% down, county tax + DE ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

19938 is part of the Dover, DE metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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