Median home value in zip code 19946 (Frederica, DE) is $360,918, up 1.5% year over year. Part of the Dover, DE metropolitan area.

Home Value$360,918

YoY Change

+1.5%

Prices rising — worse for buyers.

Affordability

Enter your income for 19946 (Frederica).

Income (annual)

Down Payment

$72,184 on $360,918

Example: $75,000 household income. Change it above to see your own.

Stretch33.5% of income

Above 28% but manageable with cuts.

PITI$2,096

P/I33.5%

Afford$301K

Gap-$60K

P&I $1,825Tax $171Ins $100

6.50% 30yr, 20% down, county tax + DE ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

19946 is part of the Dover, DE metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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