Median home value in zip code 20197 (Waterford, VA) is $1287K, up 4.1% year over year. Part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Washington-Arlington-Alexandria, DC-VA-MD-WV metro →

Home Value$1,286,805

YoY Change

+4.1%

AFFORDABILITY

Enter your income for 20197 (Waterford).

Income (annual)

Down Payment

$257,361 on $1,286,805

Out of reach — 121.2% of income

Need $324,557/yr to afford.

PITI$7,573

P/I121.2%

Afford$297K

Gap-$989K

P&I $6,507Tax $933Ins $133

6.50% 30yr, 20% down, county tax + VA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

20197 is part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Washington-Arlington-Alexandria, DC-VA-MD-WV analysis

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