Median home value in zip code 20601 (Waldorf, MD) is $435K, down 0.4% year over year. Part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Washington-Arlington-Alexandria, DC-VA-MD-WV metro →

Home Value$434,585

YoY Change

-0.4%

AFFORDABILITY

Enter your income for 20601 (Waldorf).

Income (annual)

Down Payment

$86,917 on $434,585

Out of reach — 42.3% of income

Need $113,400/yr to afford.

PITI$2,646

P/I42.3%

Afford$287K

Gap-$147K

P&I $2,197Tax $315Ins $133

6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

20601 is part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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