Median home value in zip code 20646 (La Plata, MD) is $473K, up 0.3% year over year. Part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Washington-Arlington-Alexandria, DC-VA-MD-WV metro →

Home Value$473,334

YoY Change

+0.3%

AFFORDABILITY

Enter your income for 20646 (La Plata).

Income (annual)

Down Payment

$94,667 on $473,334

Out of reach — 45.9% of income

Need $123,000/yr to afford.

PITI$2,870

P/I45.9%

Afford$289K

Gap-$185K

P&I $2,393Tax $343Ins $133

6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

20646 is part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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