Median home value in zip code 20695 (Waldorf, MD) is $477K, down 1.6% year over year. Part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Washington-Arlington-Alexandria, DC-VA-MD-WV metro →

Home Value$476,559

YoY Change

-1.6%

AFFORDABILITY

Enter your income for 20695 (Waldorf).

Income (annual)

Down Payment

$95,312 on $476,559

Out of reach — 46.2% of income

Need $123,814/yr to afford.

PITI$2,889

P/I46.2%

Afford$289K

Gap-$188K

P&I $2,410Tax $346Ins $133

6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

20695 is part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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