Median home value in zip code 20722 (Cottage City, MD) is $373K, down 1.7% year over year. Part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Washington-Arlington-Alexandria, DC-VA-MD-WV metro →

Home Value$373,071

YoY Change

-1.7%

AFFORDABILITY

Enter your income for 20722 (Cottage City).

Income (annual)

Down Payment

$74,614 on $373,071

Out of reach — 36.6% of income

Need $98,143/yr to afford.

PITI$2,290

P/I36.6%

Afford$285K

Gap-$88K

P&I $1,886Tax $270Ins $133

6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

20722 is part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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