Median home value in zip code 20776 (Harwood, MD) is $740K, up 2.3% year over year. Part of the Baltimore-Columbia-Towson, MD metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Baltimore-Columbia-Towson, MD metro →

Home Value$739,742

YoY Change

+2.3%

AFFORDABILITY

Enter your income for 20776 (Harwood).

Income (annual)

Down Payment

$147,948 on $739,742

Out of reach — 72.8% of income

Need $195,086/yr to afford.

PITI$4,552

P/I72.8%

Afford$284K

Gap-$455K

P&I $3,741Tax $678Ins $133

6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

20776 is part of the Baltimore-Columbia-Towson, MD metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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