Median home value in zip code 20855 (Derwood, MD) is $680K, down 0.9% year over year. Part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Washington-Arlington-Alexandria, DC-VA-MD-WV metro →

Home Value$680,460

YoY Change

-0.9%

AFFORDABILITY

Enter your income for 20855 (Derwood).

Income (annual)

Down Payment

$136,092 on $680,460

Out of reach — 65.1% of income

Need $174,300/yr to afford.

PITI$4,067

P/I65.1%

Afford$293K

Gap-$388K

P&I $3,441Tax $493Ins $133

6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

20855 is part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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