Median home value in zip code 20868 (Spencerville, MD) is $751K, down 1.6% year over year. Part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Washington-Arlington-Alexandria, DC-VA-MD-WV metro →

Home Value$751,215

YoY Change

-1.6%

AFFORDABILITY

Enter your income for 20868 (Spencerville).

Income (annual)

Down Payment

$150,243 on $751,215

Out of reach — 71.6% of income

Need $191,871/yr to afford.

PITI$4,477

P/I71.6%

Afford$294K

Gap-$458K

P&I $3,799Tax $545Ins $133

6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

20868 is part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Washington-Arlington-Alexandria, DC-VA-MD-WV analysis

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