Median home value in zip code 20874 (Germantown, MD) is $414K, down 2.7% year over year. Part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Washington-Arlington-Alexandria, DC-VA-MD-WV metro →

Home Value$414,290

YoY Change

-2.7%

AFFORDABILITY

Enter your income for 20874 (Germantown).

Income (annual)

Down Payment

$82,858 on $414,290

Out of reach — 40.5% of income

Need $108,386/yr to afford.

PITI$2,529

P/I40.5%

Afford$287K

Gap-$128K

P&I $2,095Tax $300Ins $133

6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

20874 is part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Washington-Arlington-Alexandria, DC-VA-MD-WV analysis

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