Median home value in zip code 20876 (Germantown, MD) is $478K, down 1.6% year over year. Part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Washington-Arlington-Alexandria, DC-VA-MD-WV metro →

Home Value$478,035

YoY Change

-1.6%

AFFORDABILITY

Enter your income for 20876 (Germantown).

Income (annual)

Down Payment

$95,607 on $478,035

Out of reach — 46.4% of income

Need $124,157/yr to afford.

PITI$2,897

P/I46.4%

Afford$289K

Gap-$189K

P&I $2,417Tax $347Ins $133

6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

20876 is part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Washington-Arlington-Alexandria, DC-VA-MD-WV analysis

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