Median home value in zip code 20876 (Germantown, MD) is $478,035, down 1.6% year over year. Part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area.

Home Value$478,035

YoY Change

-1.6%

Prices falling — better for buyers.

Affordability

Enter your income for 20876 (Germantown).

Income (annual)

Down Payment

$95,607 on $478,035

Example: $75,000 household income. Change it above to see your own.

Out of reach46.4% of income

Need $124,157/yr to afford.

PITI$2,897

P/I46.4%

Afford$289K

Gap-$189K

P&I $2,417Tax $347Ins $133

6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

20876 is part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Washington-Arlington-Alexandria, DC-VA-MD-WV analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.