Median home value in zip code 20878 (Gaithersburg, MD) is $691K, down 0.8% year over year. Part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Washington-Arlington-Alexandria, DC-VA-MD-WV metro →

Home Value$691,253

YoY Change

-0.8%

AFFORDABILITY

Enter your income for 20878 (Gaithersburg).

Income (annual)

Down Payment

$138,251 on $691,253

Out of reach — 66.1% of income

Need $177,000/yr to afford.

PITI$4,130

P/I66.1%

Afford$293K

Gap-$398K

P&I $3,495Tax $501Ins $133

6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

20878 is part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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