Median home value in zip code 21045 (Columbia, MD) is $480K, down 0.5% year over year. Part of the Baltimore-Columbia-Towson, MD metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Baltimore-Columbia-Towson, MD metro →

Home Value$480,036

YoY Change

-0.5%

AFFORDABILITY

Enter your income for 21045 (Columbia).

Income (annual)

Down Payment

$96,007 on $480,036

Out of reach — 48% of income

Need $128,614/yr to afford.

PITI$3,001

P/I48%

Afford$280K

Gap-$200K

P&I $2,427Tax $440Ins $133

6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.

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Metro Analysis

21045 is part of the Baltimore-Columbia-Towson, MD metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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