Zip Code

21046

Columbia, MDBaltimore-Columbia-Towson, MD

Median home value in zip code 21046 (Columbia, MD) is $519K, down 0.3% year over year. Part of the Baltimore-Columbia-Towson, MD metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Baltimore-Columbia-Towson, MD metro →

Home Value$519,349
YoY Change
-0.3%
AFFORDABILITY

Enter your income for 21046 (Columbia).

$103,870 on $519,349
Out of reach — 51.8% of income

Need $138,686/yr to afford.

PITI$3,236
P/I51.8%
Afford$281K
Gap-$238K
P&I $2,626Tax $476Ins $133
6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

21046 is part of the Baltimore-Columbia-Towson, MD metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Baltimore-Columbia-Towson, MD analysis
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