Median home value in zip code 21046 (Columbia, MD) is $519K, down 0.3% year over year. Part of the Baltimore-Columbia-Towson, MD metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Baltimore-Columbia-Towson, MD metro →
Home Value$519,349
YoY Change
-0.3%
AFFORDABILITY6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.
Enter your income for 21046 (Columbia).
$103,870 on $519,349
Out of reach — 51.8% of income
Need $138,686/yr to afford.
PITI$3,236
P/I51.8%
Afford$281K
Gap-$238K
P&I $2,626Tax $476Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
21046 is part of the Baltimore-Columbia-Towson, MD metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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