Median home value in zip code 21074 (Hampstead, MD) is $426K, up 1.8% year over year. Part of the Baltimore-Columbia-Towson, MD metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Baltimore-Columbia-Towson, MD metro →

Home Value$426,323

YoY Change

+1.8%

AFFORDABILITY

Enter your income for 21074 (Hampstead).

Income (annual)

Down Payment

$85,265 on $426,323

Out of reach — 42.9% of income

Need $114,857/yr to afford.

PITI$2,680

P/I42.9%

Afford$278K

Gap-$148K

P&I $2,156Tax $391Ins $133

6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

21074 is part of the Baltimore-Columbia-Towson, MD metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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