Zip Code

21085

Joppa, MDBaltimore-Columbia-Towson, MD

Median home value in zip code 21085 (Joppa, MD) is $363K, up 0.8% year over year. Part of the Baltimore-Columbia-Towson, MD metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Baltimore-Columbia-Towson, MD metro →

Home Value$363,438
YoY Change
+0.8%
AFFORDABILITY

Enter your income for 21085 (Joppa).

$72,688 on $363,438
Out of reach — 36.9% of income

Need $98,743/yr to afford.

PITI$2,304
P/I36.9%
Afford$276K
Gap-$87K
P&I $1,838Tax $333Ins $133
6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

21085 is part of the Baltimore-Columbia-Towson, MD metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Baltimore-Columbia-Towson, MD analysis
Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.
Try Free
21085 (Joppa, MD) Housing Market | CrashWatch