Median home value in zip code 21131 (Phoenix, MD) is $734,717, up 1.9% year over year. Part of the Baltimore-Columbia-Towson, MD metropolitan area.

Home Value$734,717

YoY Change

+1.9%

Prices rising — worse for buyers.

Affordability

Enter your income for 21131 (Phoenix).

Income (annual)

Down Payment

$146,943 on $734,717

Example: $75,000 household income. Change it above to see your own.

Out of reach72.4% of income

Need $193,800/yr to afford.

PITI$4,522

P/I72.4%

Afford$284K

Gap-$450K

P&I $3,715Tax $673Ins $133

6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

21131 is part of the Baltimore-Columbia-Towson, MD metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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