Median home value in zip code 21204 (Towson, MD) is $580,086, up 1.7% year over year. Part of the Baltimore-Columbia-Towson, MD metropolitan area.

Home Value$580,086

YoY Change

+1.7%

Prices rising — worse for buyers.

Affordability

Enter your income for 21204 (Towson).

Income (annual)

Down Payment

$116,017 on $580,086

Example: $75,000 household income. Change it above to see your own.

Out of reach57.6% of income

Need $154,200/yr to afford.

PITI$3,598

P/I57.6%

Afford$282K

Gap-$298K

P&I $2,933Tax $532Ins $133

6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

21204 is part of the Baltimore-Columbia-Towson, MD metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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