Median home value in zip code 21221 (Essex, MD) is $288K, up 0.6% year over year. Part of the Baltimore-Columbia-Towson, MD metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Baltimore-Columbia-Towson, MD metro →

Home Value$288,015

YoY Change

+0.6%

AFFORDABILITY

Enter your income for 21221 (Essex).

Income (annual)

Down Payment

$57,603 on $288,015

Stretch — 29.7% of income

Above 28% but manageable with cuts.

PITI$1,854

P/I29.7%

Afford$272K

Gap-$16K

P&I $1,456Tax $264Ins $133

6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.

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Metro Analysis

21221 is part of the Baltimore-Columbia-Towson, MD metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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