Median home value in zip code 21286 (Towson, MD) is $392,752, up 1.6% year over year. Part of the Baltimore-Columbia-Towson, MD metropolitan area.

Home Value$392,752

YoY Change

+1.6%

Prices rising — worse for buyers.

Affordability

Enter your income for 21286 (Towson).

Income (annual)

Down Payment

$78,550 on $392,752

Example: $75,000 household income. Change it above to see your own.

Out of reach39.7% of income

Need $106,243/yr to afford.

PITI$2,479

P/I39.7%

Afford$277K

Gap-$115K

P&I $1,986Tax $360Ins $133

6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

21286 is part of the Baltimore-Columbia-Towson, MD metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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