Median home value in zip code 21401 (Annapolis, MD) is $620,946, up 1.8% year over year. Part of the Baltimore-Columbia-Towson, MD metropolitan area.

Home Value$620,946

YoY Change

+1.8%

Prices rising — worse for buyers.

Affordability

Enter your income for 21401 (Annapolis).

Income (annual)

Down Payment

$124,189 on $620,946

Example: $75,000 household income. Change it above to see your own.

Out of reach61.5% of income

Need $164,657/yr to afford.

PITI$3,842

P/I61.5%

Afford$283K

Gap-$338K

P&I $3,140Tax $569Ins $133

6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

21401 is part of the Baltimore-Columbia-Towson, MD metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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