Median home value in zip code 21405 (Annapolis, MD) is $1,489,830, up 8.4% year over year. Part of the Baltimore-Columbia-Towson, MD metropolitan area.

Home Value$1,489,830

YoY Change

+8.4%

Prices rising — worse for buyers.

Affordability

Enter your income for 21405 (Annapolis).

Income (annual)

Down Payment

$297,966 on $1,489,830

Example: $75,000 household income. Change it above to see your own.

Out of reach144.5% of income

Need $387,086/yr to afford.

PITI$9,032

P/I144.5%

Afford$289K

Gap-$1.2M

P&I $7,533Tax $1,366Ins $133

6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

21405 is part of the Baltimore-Columbia-Towson, MD metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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