Median home value in zip code 21502 (Cumberland, MD) is $148K, up 4.5% year over year. Part of the Cumberland, MD-WV metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Cumberland, MD-WV metro →

Home Value$147,828

YoY Change

+4.5%

AFFORDABILITY

Enter your income for 21502 (Cumberland).

Income (annual)

Down Payment

$29,566 on $147,828

Affordable — 16.2% of income

Under the 28% guideline.

PITI$1,010

P/I16.2%

Afford$256K

Room+$108K

P&I $747Tax $129Ins $133

6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

21502 is part of the Cumberland, MD-WV metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Cumberland, MD-WV analysis

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