Median home value in zip code 21524 (Cumberland, MD) is $174K, up 7.1% year over year. Part of the Cumberland, MD-WV metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Cumberland, MD-WV metro →

Home Value$173,966

YoY Change

+7.1%

AFFORDABILITY

Enter your income for 21524 (Cumberland).

Income (annual)

Down Payment

$34,793 on $173,966

Affordable — 18.6% of income

Under the 28% guideline.

PITI$1,165

P/I18.6%

Afford$261K

Room+$87K

P&I $880Tax $152Ins $133

6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

21524 is part of the Cumberland, MD-WV metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Cumberland, MD-WV analysis

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