Median home value in zip code 21532 (Frostburg, MD) is $172K, up 3.9% year over year. Part of the Cumberland, MD-WV metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Cumberland, MD-WV metro →

Home Value$171,931

YoY Change

+3.9%

AFFORDABILITY

Enter your income for 21532 (Frostburg).

Income (annual)

Down Payment

$34,386 on $171,931

Affordable — 18.4% of income

Under the 28% guideline.

PITI$1,153

P/I18.4%

Afford$261K

Room+$89K

P&I $869Tax $150Ins $133

6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

21532 is part of the Cumberland, MD-WV metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Cumberland, MD-WV analysis

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