Median home value in zip code 21539 (Lonaconing, MD) is $107K, down 4.4% year over year. Part of the Cumberland, MD-WV metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Cumberland, MD-WV metro →

Home Value$107,470

YoY Change

-4.4%

AFFORDABILITY

Enter your income for 21539 (Lonaconing).

Income (annual)

Down Payment

$21,494 on $107,470

Affordable — 12.3% of income

Under the 28% guideline.

PITI$771

P/I12.3%

Afford$244K

Room+$136K

P&I $543Tax $94Ins $133

6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

21539 is part of the Cumberland, MD-WV metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Cumberland, MD-WV analysis

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