Median home value in zip code 21545 (Mount Savage, MD) is $121K, down 5.2% year over year. Part of the Cumberland, MD-WV metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Cumberland, MD-WV metro →

Home Value$121,104

YoY Change

-5.2%

AFFORDABILITY

Enter your income for 21545 (Mount Savage).

Income (annual)

Down Payment

$24,221 on $121,104

Affordable — 13.6% of income

Under the 28% guideline.

PITI$852

P/I13.6%

Afford$249K

Room+$128K

P&I $612Tax $106Ins $133

6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

21545 is part of the Cumberland, MD-WV metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Cumberland, MD-WV analysis

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