Median home value in zip code 21555 (Oldtown, MD) is $186,393, up 4.5% year over year. Part of the Cumberland, MD-WV metropolitan area.

Home Value$186,393

YoY Change

+4.5%

Prices rising — worse for buyers.

Affordability

Enter your income for 21555 (Oldtown).

Income (annual)

Down Payment

$37,279 on $186,393

Example: $75,000 household income. Change it above to see your own.

Affordable19.8% of income

Under the 28% guideline.

PITI$1,239

P/I19.8%

Afford$263K

Room+$77K

P&I $943Tax $163Ins $133

6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

21555 is part of the Cumberland, MD-WV metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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