Median home value in zip code 21631 (East New Market, MD) is $334,370, up 2.3% year over year. Part of the Cambridge, MD metropolitan area.

Home Value$334,370

YoY Change

+2.3%

Prices rising — worse for buyers.

Affordability

Enter your income for 21631 (East New Market).

Income (annual)

Down Payment

$66,874 on $334,370

Example: $75,000 household income. Change it above to see your own.

Stretch33.9% of income

Above 28% but manageable with cuts.

PITI$2,117

P/I33.9%

Afford$276K

Gap-$58K

P&I $1,691Tax $293Ins $133

6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

21631 is part of the Cambridge, MD metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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