Median home value in zip code 21635 (Galena, MD) is $406,400, up 1.2% year over year.

Home Value$406,400

YoY Change

+1.2%

Prices rising — worse for buyers.

Affordability

Enter your income for 21635 (Galena).

Income (annual)

Down Payment

$81,280 on $406,400

Example: $75,000 household income. Change it above to see your own.

Out of reach40.7% of income

Need $109,029/yr to afford.

PITI$2,544

P/I40.7%

Afford$280K

Gap-$127K

P&I $2,055Tax $356Ins $133

6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.