Median home value in zip code 21663 (Saint Michaels, MD) is $710,025, up 3.9% year over year. Part of the Easton, MD metropolitan area.

Home Value$710,025

YoY Change

+3.9%

Prices rising — worse for buyers.

Affordability

Enter your income for 21663 (Saint Michaels).

Income (annual)

Down Payment

$142,005 on $710,025

Example: $75,000 household income. Change it above to see your own.

Out of reach69.5% of income

Need $186,214/yr to afford.

PITI$4,345

P/I69.5%

Afford$286K

Gap-$424K

P&I $3,590Tax $621Ins $133

6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

21663 is part of the Easton, MD metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Easton, MD analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.