Median home value in zip code 21704 (Frederick, MD) is $651,676, up 0.4% year over year. Part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area.

Home Value$651,676

YoY Change

+0.4%

Prices rising — worse for buyers.

Affordability

Enter your income for 21704 (Frederick).

Income (annual)

Down Payment

$130,335 on $651,676

Example: $75,000 household income. Change it above to see your own.

Out of reach62.4% of income

Need $167,186/yr to afford.

PITI$3,901

P/I62.4%

Afford$292K

Gap-$359K

P&I $3,295Tax $472Ins $133

6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

21704 is part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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