Median home value in zip code 21727 (Emmitsburg, MD) is $364K, up 2.1% year over year. Part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Washington-Arlington-Alexandria, DC-VA-MD-WV metro →

Home Value$363,689

YoY Change

+2.1%

AFFORDABILITY

Enter your income for 21727 (Emmitsburg).

Income (annual)

Down Payment

$72,738 on $363,689

Stretch — 35.8% of income

Above 28% but manageable with cuts.

PITI$2,236

P/I35.8%

Afford$285K

Gap-$79K

P&I $1,839Tax $264Ins $133

6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

21727 is part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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