Median home value in zip code 21734 (Funkstown, MD) is $271K, down 2.6% year over year. Part of the Hagerstown-Martinsburg, MD-WV metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Hagerstown-Martinsburg, MD-WV metro →

Home Value$271,207

YoY Change

-2.6%

AFFORDABILITY

Enter your income for 21734 (Funkstown).

Income (annual)

Down Payment

$54,241 on $271,207

Affordable — 27.9% of income

Under the 28% guideline.

PITI$1,742

P/I27.9%

Afford$272K

Room+$1K

P&I $1,371Tax $237Ins $133

6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

21734 is part of the Hagerstown-Martinsburg, MD-WV metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Hagerstown-Martinsburg, MD-WV analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free