Median home value in zip code 21740 (Hagerstown, MD) is $286K, up 0.5% year over year. Part of the Hagerstown-Martinsburg, MD-WV metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Hagerstown-Martinsburg, MD-WV metro →

Home Value$286,130

YoY Change

+0.5%

AFFORDABILITY

Enter your income for 21740 (Hagerstown).

Income (annual)

Down Payment

$57,226 on $286,130

Stretch — 29.3% of income

Above 28% but manageable with cuts.

PITI$1,831

P/I29.3%

Afford$273K

Gap-$13K

P&I $1,447Tax $250Ins $133

6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

21740 is part of the Hagerstown-Martinsburg, MD-WV metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Hagerstown-Martinsburg, MD-WV analysis

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