Median home value in zip code 21778 (Rocky Ridge, MD) is $434,863, up 2.9% year over year. Part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area.

Home Value$434,863

YoY Change

+2.9%

Prices rising — worse for buyers.

Affordability

Enter your income for 21778 (Rocky Ridge).

Income (annual)

Down Payment

$86,973 on $434,863

Example: $75,000 household income. Change it above to see your own.

Out of reach42.4% of income

Need $113,486/yr to afford.

PITI$2,648

P/I42.4%

Afford$287K

Gap-$147K

P&I $2,199Tax $315Ins $133

6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

21778 is part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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