Median home value in zip code 21783 (Smithsburg, MD) is $364K, up 2.5% year over year. Part of the Hagerstown-Martinsburg, MD-WV metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Hagerstown-Martinsburg, MD-WV metro →
Home Value$363,598
YoY Change
+2.5%
AFFORDABILITY6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.
Enter your income for 21783 (Smithsburg).
$72,720 on $363,598
Out of reach — 36.6% of income
Need $98,143/yr to afford.
PITI$2,290
P/I36.6%
Afford$278K
Gap-$86K
P&I $1,839Tax $318Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
21783 is part of the Hagerstown-Martinsburg, MD-WV metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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