Median home value in zip code 21783 (Smithsburg, MD) is $364K, up 2.5% year over year. Part of the Hagerstown-Martinsburg, MD-WV metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Hagerstown-Martinsburg, MD-WV metro →

Home Value$363,598

YoY Change

+2.5%

AFFORDABILITY

Enter your income for 21783 (Smithsburg).

Income (annual)

Down Payment

$72,720 on $363,598

Out of reach — 36.6% of income

Need $98,143/yr to afford.

PITI$2,290

P/I36.6%

Afford$278K

Gap-$86K

P&I $1,839Tax $318Ins $133

6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

21783 is part of the Hagerstown-Martinsburg, MD-WV metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Hagerstown-Martinsburg, MD-WV analysis

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