Median home value in zip code 21788 (Thurmont, MD) is $388,905, up 0.7% year over year. Part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area.

Home Value$388,905

YoY Change

+0.7%

Prices rising — worse for buyers.

Affordability

Enter your income for 21788 (Thurmont).

Income (annual)

Down Payment

$77,781 on $388,905

Example: $75,000 household income. Change it above to see your own.

Out of reach38.1% of income

Need $102,086/yr to afford.

PITI$2,382

P/I38.1%

Afford$286K

Gap-$103K

P&I $1,967Tax $282Ins $133

6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

21788 is part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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