Median home value in zip code 21914 (Charlestown, MD) is $330K, down 1.3% year over year. Part of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro →

Home Value$329,628

YoY Change

-1.3%

AFFORDABILITY

Enter your income for 21914 (Charlestown).

Income (annual)

Down Payment

$65,926 on $329,628

Stretch — 34.8% of income

Above 28% but manageable with cuts.

PITI$2,174

P/I34.8%

Afford$265K

Gap-$64K

P&I $1,667Tax $374Ins $133

6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

21914 is part of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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