Median home value in zip code 21921 (Elkton, MD) is $364K, up 1.1% year over year. Part of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro →

Home Value$364,290

YoY Change

+1.1%

AFFORDABILITY

Enter your income for 21921 (Elkton).

Income (annual)

Down Payment

$72,858 on $364,290

Out of reach — 38.2% of income

Need $102,343/yr to afford.

PITI$2,388

P/I38.2%

Afford$267K

Gap-$97K

P&I $1,842Tax $413Ins $133

6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

21921 is part of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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