Median home value in zip code 22645 (Middletown, VA) is $438K, up 1.3% year over year. Part of the Winchester, VA-WV metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Winchester, VA-WV metro →

Home Value$438,367

YoY Change

+1.3%

AFFORDABILITY

Enter your income for 22645 (Middletown).

Income (annual)

Down Payment

$87,673 on $438,367

Out of reach — 42.4% of income

Need $113,571/yr to afford.

PITI$2,650

P/I42.4%

Afford$289K

Gap-$149K

P&I $2,217Tax $300Ins $133

6.50% 30yr, 20% down, county tax + VA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

22645 is part of the Winchester, VA-WV metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Winchester, VA-WV analysis

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