Median home value in zip code 22655 (Stephens City, VA) is $401,207, up 0.3% year over year. Part of the Winchester, VA-WV metropolitan area.

Home Value$401,207

YoY Change

+0.3%

Prices rising — worse for buyers.

Affordability

Enter your income for 22655 (Stephens City).

Income (annual)

Down Payment

$80,241 on $401,207

Example: $75,000 household income. Change it above to see your own.

Out of reach39% of income

Need $104,400/yr to afford.

PITI$2,436

P/I39%

Afford$288K

Gap-$113K

P&I $2,029Tax $274Ins $133

6.50% 30yr, 20% down, county tax + VA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

22655 is part of the Winchester, VA-WV metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Winchester, VA-WV analysis

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