Median home value in zip code 22656 (Stephenson, VA) is $479K, up 0.7% year over year. Part of the Winchester, VA-WV metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Winchester, VA-WV metro →

Home Value$479,357

YoY Change

+0.7%

AFFORDABILITY

Enter your income for 22656 (Stephenson).

Income (annual)

Down Payment

$95,871 on $479,357

Out of reach — 46.2% of income

Need $123,643/yr to afford.

PITI$2,885

P/I46.2%

Afford$291K

Gap-$189K

P&I $2,424Tax $328Ins $133

6.50% 30yr, 20% down, county tax + VA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

22656 is part of the Winchester, VA-WV metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Winchester, VA-WV analysis

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