Zip Code

22902

Charlottesville, VACharlottesville, VA

Median home value in zip code 22902 (Charlottesville, VA) is $476K, up 0.1% year over year. Part of the Charlottesville, VA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Charlottesville, VA metro →

Home Value$475,748
YoY Change
+0.1%
AFFORDABILITY

Enter your income for 22902 (Charlottesville).

$95,150 on $475,748
Out of reach — 45.8% of income

Need $122,743/yr to afford.

PITI$2,864
P/I45.8%
Afford$291K
Gap-$185K
P&I $2,406Tax $325Ins $133
6.50% 30yr, 20% down, county tax + VA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

22902 is part of the Charlottesville, VA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Charlottesville, VA analysis
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22902 (Charlottesville, VA) Housing Market | CrashWatch