Median home value in zip code 22902 (Charlottesville, VA) is $475,748, up 0.1% year over year. Part of the Charlottesville, VA metropolitan area.

Home Value$475,748

YoY Change

+0.1%

Prices rising — worse for buyers.

Affordability

Enter your income for 22902 (Charlottesville).

Income (annual)

Down Payment

$95,150 on $475,748

Example: $75,000 household income. Change it above to see your own.

Out of reach45.8% of income

Need $122,743/yr to afford.

PITI$2,864

P/I45.8%

Afford$291K

Gap-$185K

P&I $2,406Tax $325Ins $133

6.50% 30yr, 20% down, county tax + VA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

22902 is part of the Charlottesville, VA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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